Terms & Conditions

1. About 9talks

9talks is an independent, unincorporated publishing platform that allows writers to publish content and readers to access that content. 9talks is not a legally registered or incorporated business entity. It is operated as an independent project by its creator(s).

2. Acceptance of Terms

By accessing or using 9talks, you agree to these Terms & Conditions. If you do not agree, please do not use the platform.

3. No User Accounts

9talks does not require user registration or accounts. Content is freely accessible, and email subscriptions are entirely optional.

4. For Writers

4.1 Content Ownership

• You retain all ownership rights to the content you publish on 9talks.
• By publishing on 9talks, you grant us a non-exclusive, royalty-free license to display your content on the platform.

4.2 Content Standards

Writers agree not to publish content that:

• Is illegal, fraudulent, or deceptive
• Infringes on intellectual property rights of others
• Contains malware, viruses, or harmful code
• Harasses, threatens, or discriminates against individuals or groups
• Is sexually explicit or violent in a gratuitous manner

4.3 No Guarantees

• We do not guarantee any specific audience size, reach, or monetization.
• We reserve the right to remove content that violates these terms or that we deem inappropriate for the platform.

5. For Readers

• Content on 9talks is provided for informational and entertainment purposes only.
• We do not guarantee the accuracy, completeness, or reliability of any content.
• Views expressed by writers are their own and do not necessarily reflect the views of 9talks.

5A. Content Authorship

All articles published on 9talks are written by independent writers, direct contributors, or staff members. Each piece reflects the personal views, research, and opinions of its author alone.

• 9talks does not editorially direct, commission, or endorse the specific views expressed in any article.
• Authors are identified on each article. Their affiliation with 9talks is limited to the publishing relationship described in these Terms.
• The presence of an article on 9talks does not imply that 9talks endorses, verifies, or vouches for its accuracy or conclusions.

5B. Not Financial, Legal, or Professional Advice

• Articles discussing markets, investments, cryptocurrencies, stocks, or economic topics are opinion and commentary — not recommendations to buy, sell, or hold any asset.
• Articles discussing legal matters are not a substitute for qualified legal counsel.
• Articles discussing health or medical topics are not a substitute for professional medical advice, diagnosis, or treatment.
• Always consult a qualified professional before making financial, legal, medical, or other significant decisions.
• 9talks, its operator(s), and its writers accept no liability for decisions made based on content published on this platform.

6. Email Subscriptions

• Subscribing to 9talks emails is voluntary and free.
• You may unsubscribe at any time.
• We will not use your email address for any purpose other than delivering the subscribed content.

7. Intellectual Property

• Writers retain copyright to their original work.
• The 9talks name, logo, and platform design are the property of the 9talks operator.
• Unauthorized scraping, copying, or redistribution of the platform's content or design is prohibited.

8. Disclaimer of Warranties

9talks is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• The platform will be uninterrupted or error-free
• Content is accurate, reliable, or complete
• The platform is free of viruses or harmful components

9. Limitation of Liability

To the maximum extent permitted by applicable law:

• 9talks, its operator(s), and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages.
• Our total liability for any claims arising from your use of 9talks shall not exceed the amount you paid to use 9talks (which is $0, as the platform is free).

10. No Legal Entity Status

Important: 9talks is not a registered company, corporation, or legal entity. It is operated as an independent project. This may affect:

• Your legal recourse in disputes
• The enforceability of certain legal protections typically associated with incorporated entities

11. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

12. Changes to Terms

We may modify these Terms at any time. Continued use of 9talks after changes constitutes acceptance of the updated Terms.

13. Contact

For questions about these Terms, reach out at team@9talks.com